uob own banking
uob own banking
Blog Article
UOB Lender presents a range of private banking providers designed to meet up with the monetary requires of individuals. Down below is an in depth overview to assist you have an understanding of The crucial element elements and choices.
Types of Accounts
Personal savings Account: This account enables you to cut costs whilst earning fascination.
Features: Easy access, fascination earnings, negligible charges.
Positive aspects: Safe place for your money, probable advancement via curiosity.
Recent Account: Perfect for daily transactions and handling bills.
Capabilities: Checkbook facility, overdraft security.
Advantages: Hassle-free for regular payments and withdrawals.
Fastened Deposit Account: For people looking to make larger curiosity costs about a hard and fast interval.
Options: Preset time period deposits, higher desire fees compared to savings accounts.
Advantages: Secure investment possibility with predictable returns.
Financial loans
Particular Loans: Unsecured loans that can be useful for several uses like education and learning or property renovation.
Varieties:
Installment Loans
Credit history Traces
Rewards: Flexible repayment conditions, competitive interest fees.
Household Loans: Personalized alternatives for getting home or refinancing present mortgages.
Types:
Preset Fee House Personal loan
Floating Fee Household Mortgage
Benefits: Diverse ideas to go well with personal needs, beautiful prices.
Bank cards
UOB gives An array of credit cards catering to unique more info lifestyles and paying out routines:
Benefits Playing cards: Generate details on each invest in which can be redeemed for presents or vacation miles.
Cashback Playing cards: Get income rebates on day to day investing which include groceries and dining out.
Travel Cards: Distinctive Advantages like air miles accumulation and journey coverage coverage.
Expenditure Products and services
For individuals considering escalating their prosperity through investments:
Unit Trusts * Diversified portfolio managed by specialists. * Suited to extensive-term growth goals.
Structured Deposits * Combines the functions of regular deposits with investment goods. * Probably increased returns but with some chance included.
Insurance plan Products and solutions
To shield you and All your family members versus unexpected gatherings:
Lifetime Insurance plan * Delivers money protection in case of Loss of life or crucial sickness. * Can also function a price savings Software depending upon the plan decided on.
Overall health Insurance policy * Covers medical fees which include hospitalization charges. * Essential for mitigating superior healthcare costs.
Digital Banking Solutions
Convenience at your fingertips by digital platforms:
World-wide-web Banking
Means that you can control your funds on the web:
See account balances and transaction record
Transfer money between accounts or shell out expenses
Submit an application for new goods (financial loans/credit cards)
Cellular Banking
Banking on-the-go via cellular applications:
Rapid equilibrium checks
Mobile payment selections (QR code payments)
Notifications & alerts about account activity
With these in depth offerings, UOB aims to offer personalized banking remedies that cater specifically to specific requirements although making sure comfort and safety in all transactions.